
When winter settles in and you crave a meal that brings everyone to the table, this crispy tot chili casserole shines as the answer. It starts with a deeply flavorful beef chili, layered with beans and spices, then blanketed in a golden crown of crispy tots. There is nothing like scooping through crunchy potatoes into warm, hearty chili—pure comfort in every bite.
The first time I made this casserole was for my annual soup night and it completely stole the show. Even kids who claimed not to like chili went back for seconds thanks to the irresistible crunchy topping.
Ingredients
- Olive oil: for softening onions which gives depth right at the beginning
- Yellow onion: to lend sweet savory undertones to the chili base
- Minced garlic: for a punch of aromatic flavor use fresh for best aroma
- Lean ground beef: provides rich meaty heartiness pick beef with a little fat for better taste
- Tomato paste: creates body and deep tomato flavor look for cans with only tomatoes as the ingredient
- Chili powder: the backbone of classic chili taste check for freshness so spices are bold
- Ground cumin: brings earthy warmth and subtle complexity
- Kosher salt: amplifies all the other flavors use a flaked type if you have it
- Black pepper: adds warmth and subtle bite freshly cracked is best
- Dried thyme and oregano: for herbal notes without overwhelming the dish
- Pinto beans: creamy and mild to balance spicier notes select beans with intact skins
- Dark red kidney beans: for heft and contrasting texture choose cans that are free of extra salt
- Crushed tomatoes: the saucy foundation of the chili choose brands with only tomatoes on the label
- Reduced sodium chicken broth: gives moisture and a subtle backbone to let the beef shine
- Super crispy frozen tots: for the best crunchy top go for sturdy brands that bake crisp and golden
- Shredded cheddar cheese (optional): but melts into gooey ribbons across the hot tots
- Chopped cilantro: a fresh finish to brighten every bite
Step-by-Step Instructions
- Prep the Oven and Dish:
- Preheat your oven to four hundred twenty five degrees Fahrenheit so it is blazing hot for crisp tots. Lightly coat a nine by thirteen inch casserole dish to prevent any sticking once everything is bubbling and golden.
- Sauté the Aromatics:
- Warm olive oil in a large skillet over medium high heat. Once shimmering add diced onion and stir often until translucent and starting to brown about three to four minutes.
- Build the Chili Base:
- Stir in minced garlic and continue cooking for another minute or two until its fragrance fills the kitchen but before it browns.
- Brown the Beef:
- Add ground beef to the skillet breaking it into small pieces with a wooden spoon. Cook for eight to ten minutes stirring now and then until beef loses all its pink color and any juices start to reduce. Pour off any excess liquid if needed.
- Season Everything Well:
- Sprinkle in tomato paste chili powder cumin salt pepper thyme and oregano. Stir thoroughly so both flavor and tomato paste coat the meat. Cook for another two to three minutes letting the spices toast and wake up.
- Add Beans and Tomatoes:
- Pour in rinsed pinto beans kidney beans and crushed tomatoes. Add the chicken broth and stir well to combine everything together.
- Simmer and Transfer:
- Raise heat to bring the whole mixture just to a boil so all the flavors and textures blend together. Remove the skillet from the heat as soon as the mixture bubbles rapidly.
- Layer with Tots:
- Spread the chili mixture evenly in your prepared casserole dish. Top with a single even layer of frozen tots spacing them out so they all get crisp in the oven.
- Bake to Golden Perfection:
- Bake uncovered for twenty five to thirty minutes until the tots turn a golden brown and sound crisp if you tap them.
- Finish with Cheese and Herbs:
- Take out the casserole and sprinkle with shredded cheese and cilantro if desired. Slide back into the oven for five to ten minutes until the cheese melts and bubbles.
- Let Rest Before Serving:
- Remove from oven and set aside for ten minutes. This makes it easier to serve as the chili settles and thickens just enough.

One thing I never skip is a good sharp cheddar for topping. It melts into the tots and adds something magic that always reminds me of growing up in the Midwest where casseroles meant warmth and family time around the table.
Storage Tips
This casserole keeps well split between airtight containers in the fridge for up to three days. If you plan on leftovers try waiting to add cilantro until just before serving for a fresher finish. Reheat slow and low in the oven to keep tots crisp since microwaving tends to soften their texture.
Ingredient Substitutions
Ground turkey or a mix of lean beef and pork both work great if you want a lighter twist. Black beans can take the place of pinto or kidney beans with no problem. For a completely vegetarian version leave out the beef and double the beans then add a chopped bell pepper for bulk.
Serving Suggestions
This casserole happily stands alone but is also wonderful with a scoop of sour cream extra cheese or a dash of hot sauce at the table. Pair it with a green salad or a simple slaw for balance. When my kids have sleepovers I set out small bowls of toppings so everyone can customize their serving.

Cultural Context
Casserole culture runs deep in American kitchens especially across the Midwest where dishes like this mean homey nourishment. Tater tots began as a clever way to use potato scraps and found their perfect place on top of bubbling hot dishes like this. They bring a retro feel and pure fun to a meal you will want to share.
Recipe FAQs
- → Can I use other meats instead of ground beef?
Yes, ground turkey or chicken may be substituted, though flavor and texture will vary slightly.
- → Will frozen tots get crispy on top?
Baking at a high temperature without covering ensures the tots bake up golden-brown and crisp.
- → Can I assemble this dish ahead of time?
You can prepare the chili base in advance, but add tots just before baking for best texture.
- → What toppings pair well with this casserole?
Shredded cheddar, chopped cilantro, green onions, and a dollop of sour cream make tasty garnishes.
- → Is it possible to make this spicy?
For more heat, add diced jalapeños or extra chili powder to the beef mixture before baking.
- → How should leftovers be stored?
Cool completely and refrigerate in an airtight container for up to three days. Reheat in oven for crispiness.