01 -
Set oven to 350°F (175°C) and line a baking sheet with parchment paper. Arrange mini phyllo shells in a single layer spaced evenly.
02 -
In a mixing bowl, combine softened cream cheese, light sour cream, salsa, taco seasoning, refried beans, and shredded cheddar cheese. Stir until smooth and uniform.
03 -
Spoon the filling evenly into each phyllo shell, filling generously without overfilling to maintain crispness.
04 -
Place the filled tray in the oven and bake for 10 minutes to warm the filling and slightly crisp the shells.
05 -
Let bites cool for 5 minutes, then top each with shredded lettuce and a quartered cherry tomato. Serve immediately.