
Chocolate Chip Coffee Cake delivers that irresistible balance of moist crumb, melting chocolate chips, and a crunchy cinnamon nut topping that makes every morning feel like a special occasion. It is perfect for brunches or as a sweet afternoon treat with coffee.
This cake turned into my go-to brunch dish after years of trying dry versions. The first time I made it for friends, not a crumb was left.
Ingredients
- Unsalted butter cold and cubed: creates that classic crumbly top choose top-quality butter for best flavor
- Light brown sugar: adds rich molasses notes ensures deeper taste in both the batter and streusel
- All-purpose flour: gives softness and structure sift for a more delicate cake
- Fine sea salt: sharpens the sweetness and enhances flavors sea salt makes a noticeable difference in finished taste
- Ground cinnamon: brings classic coffee cake warmth use a cinnamon you love
- Walnuts or pecans: add crunch and nutty depth pick fresh unbroken nuts for texture
- Granulated sugar: helps with the cake’s tender texture keeps crumb light
- Baking powder and baking soda: ensure a high airy rise check freshness for best result
- Instant espresso powder (optional): adds a whisper of coffee flavor that deepens the chocolate taste
- Sour cream: gives unbeatable moisture and tang use full-fat for maximum tenderness
- Neutral oil: keeps the crumb soft and light opt for avocado or vegetable oil for no extra flavors
- Whole milk: brings richness and helps blend the ingredients use room temperature for even mixing
- Large eggs: bind everything and add lift
- Vanilla extract: rounds out and perfumes the flavors pure vanilla works best
- Semisweet chocolate chips: turn every bite into a melty chocolate treat choose high-quality chips that taste great on their own
Step-by-Step Instructions
- Make the Streusel Topping:
- Blend cold butter with the brown sugar flour salt and cinnamon using a fork or pastry blender until you see coarse crumbs then mix in the nuts and chocolate chips for ultimate crunch and flavor
- Mix the Dry Ingredients:
- In a large bowl whisk together the flour brown sugar granulated sugar baking powder baking soda salt and espresso powder so everything is well dispersed for even rising and flavor
- Combine the Wet Ingredients:
- In another bowl whisk together the sour cream oil milk eggs and vanilla until the mixture looks smooth satiny and homogenous so your finished cake is extra moist
- Form the Batter:
- Pour the wet mixture into the dry and gently fold with a spatula or wooden spoon only until you cannot see streaks of flour do not overmix or your cake may become dense
- Add the First Chocolate Layer:
- Gently fold in the chocolate chips at the end to avoid breaking them up which keeps distinct chocolate pockets in the baked slices
- Assemble in the Pan:
- Grease your pan first then spread half the batter evenly into the pan and scatter half the streusel on top carefully add the rest of the batter then finish with more streusel so you get layers of flavor throughout
- Bake:
- Set your oven to 350 F and bake for forty to forty five minutes test doneness by inserting a toothpick in the middle it should have only moist crumbs and melted chocolate not wet batter if top browns too fast cover loosely with foil
- Cool and Serve:
- Let cool in the pan fifteen to twenty minutes to help set the crumb then cut into squares serve warm or at room temperature

One of my happiest memories was letting my son sprinkle the chocolate chips before baking he still talks about how special he felt helping me bake this cake on Sunday mornings
Storage Tips
This cake stays incredibly fresh at room temperature for up to three days if tightly covered You can also keep it in the fridge for up to five days though bring it to room temperature before serving for the best texture For freezing wrap individual slices tightly in plastic then in foil and freeze for up to three months
Ingredient Substitutions
No sour cream Try plain full-fat Greek yogurt instead If you need to go nut-free just leave out the walnuts or pecans and replace with an extra sprinkle of chocolate chips If you love dark chocolate swap semisweet chips for bittersweet for a deeper cocoa flavor
Serving Suggestions
A drizzle of melted chocolate over each slice makes it feel extravagant Serve with hot coffee or a chai latte for a bakery worthy start to the day For a brunch table pair with fresh berries and a big fruit salad

Cultural and Historical Context
Coffee cakes have roots in Eastern Europe where sweet yeasted cakes were served with coffee and conversation Over time American versions became quick and easy with sour cream for moisture and baking soda for lift making them an everyday treat not just for holidays
Recipe FAQs
- → What makes this coffee cake so moist?
The use of sour cream and neutral oil in the batter adds extra moisture, resulting in a soft, tender crumb.
- → Can I use a different nut for the streusel?
Yes, both walnuts and pecans work well, but other nuts like almonds can also be used to suit your taste.
- → Is espresso powder necessary?
Espresso powder is optional, but it deepens the chocolate flavor without adding a strong coffee taste.
- → How should I store leftovers?
Keep slices tightly wrapped at room temperature for up to three days, or refrigerate for up to five days.
- → Can this cake be frozen?
Absolutely. Wrap individual slices or the whole cake tightly and freeze for up to three months. Thaw before enjoying.
- → What size pan should I use?
A 9x9-inch baking pan is recommended, but similar sizes will also yield good results with this batter amount.